Representative APR 1081% (variable)- Interest 292% pa (fixed)


Why Choose Paydayloan123?

Representative Example

£200 loaned for 28 days - total to repay £244.80 - interest rate is capped at 0.8% per day.

Free Loan Matching Service

We will match you with a UK lender in minutes and we charge no fees.

Quick Application & Fast Approval

We make the online application fast and simple. If accepted the funds may be in your account the same day.




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Collection Practice and Implications of Late or Non-Payment

A short term loan is not a long term financial solution. If you cannot meet the due date to repay your loan, then you must contact your lender immediately. Lenders will try to help if they can, but late payments normally incur extra fees. Please read your agreement as each lender have their own terms. If an agreement cannot be settled, the lender reserves the right to pass on your details to a third party debt collection agency. It is important that you realise non-payment can affect your credit ratings which could have serious implications and make borrowing money more difficult in times ahead.

We are a Broker and do not Charge Fees

We are not a lender so therefore cannot provide credit. If you apply for a loan using this website, we will deliver the application to our various lending partners within minutes for them to consider. PaydayLoan123 does not charge customers any fee whatsoever for the use of their loan matching brokerage service. However, we will collect a fee from the lender or broker if a borrower does enter into a consumer credit agreement, provided the introduction was made through our website. As a broker we process the details you provide us and then pass it on to our trusted third party lenders or brokers to assist you in the application.