Interest 292% pa (fixed)

Short Term Loans

If you need cash in a hurry and your next salary payment is not due for several weeks, we may be able to help. We specialise in arranging quick short term loans for people in regular employment who have unexpected expenses to pay for and need to solve their problem as quickly as possible.

Warning: Late repayment can cause you serious money problems. For help, go to

A simple process

You do not have to fill in dozens of forms or go into detail as to your reasons for borrowing money. Whether you have a great payment record or a bad credit history, just complete our simple online application form and we will search our panel lenders' short term loans.

No waiting

Once we have received your application, we will process it immediately and let you know our answer within minutes so you do not have to sit around for days on end waiting for a decision. We aim to match you with the most suitable lender for your needs without delay.

Why choose us?

With access to more than thirty financial institutions in the United Kingdom, we are able to help many people solve their cash flow problems. If, like our other customers, you have been asking yourself the question, where can I get a short term loan in the UK with no credit check and no fees, then we have the answer for you.

If you're having serious financial difficulties you can obtain free advice from StepChange Debt Charity or the National Debtline.

Why Choose Paydayloan123?

Free Loan Matching Service

We will match you with a UK lender in minutes and we charge no fees

Quick Application

We make the online application fast and simple.

No Credit Checks

All applicants are considered on their present circumstances and not their past credit history.

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Collection Practice and Implications of Late or Non-Payment

A short term loan is not a long term financial solution. If you cannot meet the due date to repay your loan, then you must contact your lender immediately. Lenders will try to help if they can, but late payments normally incur extra fees. Please read your loan agreement as each lender have their own terms. If an agreement cannot be settled, the lender reserves the right to pass on your details to a third party debt collection agency. It is important that you realise non-payment can affect your credit ratings which could have serious implications and make borrowing money more difficult in times ahead.

Loan Renewal Policy

If you are looking for a loan renewal you need to contact your lender directly. Lenders' charges can vary, but it is standard for most of them to charge the same fees as when the loan was originally taken out. Please visit our FAQ's for more information.

This website operator is not a lender and not able to make credit decisions. All personal information that we receive from your application is used in helping you secure a payday loan with one of our panel of over thirty lenders. The details are stored electronically on our system until the lender approves your application and then it is removed. Be aware that it is a legal requirement for all short term loan providers to possess a consumer credit licence. You can check the validity of a license number at the Public Consumer Credit Register.