Representative APR 1270% (variable)- Interest 292% pa (fixed)

Short Term Loans – Online

If you need cash in a hurry and your next salary payment is not due for several weeks we may be able to help. We specialise in arranging quick short term loans for people in regular employment who have unexpected expenses and need to solve their problem quickly and easily. We also offer the option of loans up to 15,000 that can be repaid over a longer period of time to suit you and your budget. The APR figure is significantly reduced pro rata to the duration of the loan. Applying with PaydayLoan123 is completely secure and no agreement will go ahead unless you are completely satisfied.

Warning: Late repayment can cause you serious money problems.
For help, go to

PaydayLoan123 is a broker and does not charge any fees

You do not have to fill in dozens of forms or go into detail as to your reasons for borrowing money. Whether you have a great payment record or a bad credit history, just complete our simple online application form and we will search our panel of lenders to help you receive your loan in minimal time. Our one page application form gives you the option of how much you want to borrow and for how long.

No waiting

Once we have received your application, we will process it immediately and let you know our answer within minutes so you do not have to sit around for days on end waiting for a decision. We aim to match you with the most suitable lender for your needs without delay.

Why choose us for a short term loan?

With access to more than thirty financial institutions in the United Kingdom, we are able to help many people solve their cash flow problems. If, like our other customers, you have been asking yourself the question, where can I get a short term loan in the UK with no fees and all credit ratings accepted, then we have the answer for you.

If you're having serious financial difficulties you can obtain free advice from StepChange Debt Charity or the National Debtline.

Why Choose Paydayloan123?

Representative Example

£200 loaned for 28 days - total to repay £244.80 - interest rate is capped at 0.8% per day.

Free Loan Matching Service

We will match you with a UK lender in minutes and we charge no fees.

Quick Application & Fast Approval

We make the online application fast and simple. If accepted the funds may be in your account the same day.

Share Paydayloan123

Collection Practice and Implications of Late or Non-Payment

A short term loan is not a long term financial solution. If you cannot meet the due date to repay your loan, then you must contact your lender immediately. Lenders will try to help if they can, but late payments normally incur extra fees. Please read your agreement as each lender have their own terms. If an agreement cannot be settled, the lender reserves the right to pass on your details to a third party debt collection agency. It is important that you realise non-payment can affect your credit ratings which could have serious implications and make borrowing money more difficult in times ahead.

We are a Broker and do not Charge Fees

We are not a lender so therefore cannot provide credit. If you apply for a loan using this website, we will deliver the application to our various lending partners within minutes for them to consider. PaydayLoan123 does not charge customers any fee whatsoever for the use of their loan matching brokerage service. However, we will collect a fee from the lender or broker if a borrower does enter into a consumer credit agreement, provided the introduction was made through our website. As a broker we process the details you provide us and then pass it on to our trusted third party lenders or brokers to assist you in the application.