Representative APR 1081% (variable)- Interest 292% pa (fixed)


Paydayloan123. Loans from 50 to 750. Apply Now.

Responsible Lending

PaydayLoan123 is committed to Responsible Lending. Our panel of over 30 lenders for the UK payday loan market are all contractually committed to Responsible Lending.

We are registered with the Financial Conduct Authority and all loan agreements are made directly with the lender under the Consumer Credit Act of 1974.

Our standards:

We do not charge any hidden fees

We do not encourage our customers to take out loans that we feel is not suitable for them

We do not target people in financial difficulties

We try to give customers a service that is clear and transparent

We follow legal compliance

We follow ethical marketing standards

Our panel of lenders are committed to:

Making sure that any loan approved is specific to the particular borrowing needs of the customer

Evaluating each applicant as an individual as to whether they can pay back a loan

Clear and transparent loan documents and agreements plus clear communication

Providing high levels of customer service

Now we ask you to be responsible:

Weigh up your income and expenses to ensure you are able to repay a loan before taking it out

Make sure that you read the lender's terms and conditions of their loan before completing the agreement

Remember that Payday Loans are merely a short term solution and not to be used to solve long term financial difficulties

Independent advice?

You can contact the Citizens' Advice Bureau if you feel you require free, independent and confidential advice about your financial situation.

Why Choose Paydayloan123